Serving India Since 1884 • Government-Backed

Secure India's families with Postal Life Insurance

Serving customers across India through our network of certified PLI & RPLI advisors — policy purchase, premium renewals, servicing and claims, all at your doorstep.

99% Claim Settlement
700+ Cities Covered
Trusted by 3.5+ Lakh Families
Get Started In 30 Seconds

Find the right plan for you

Answer a few quick questions and our advisor network will guide you to the right PLI or RPLI plan.

Low Premium, High Bonus100% Government-Backed SecurityTrusted Savings & ProtectionExcellent Long-Term ReturnsTax Benefits under 80C & 10(10D)Trusted by Millions of PolicyholdersNationwide Coverage99% Claim Settlement RatioBacked by Department of Posts since 1884Easy Loans on PolicyQuick & Hassle-Free ApplicationDoorstep & Telephonic Advisor SupportLow Premium, High Bonus100% Government-Backed SecurityTrusted Savings & ProtectionExcellent Long-Term ReturnsTax Benefits under 80C & 10(10D)Trusted by Millions of PolicyholdersNationwide Coverage99% Claim Settlement RatioBacked by Department of Posts since 1884Easy Loans on PolicyQuick & Hassle-Free ApplicationDoorstep & Telephonic Advisor Support
Apply Online — 100% Telephonic

Get your PLI / RPLI policy — without leaving home

Share a few details and a dedicated Postal Insurance advisor will call you back to understand your needs, recommend the right plan and guide you through the entire application — quick, transparent and 100% online. Premiums are paid directly on the official India Post portal.

Start your online application
Takes under a minute • No obligation

By submitting, you agree to be contacted by a Postal Insurance advisor. We do not collect any premium — payments go directly to India Post.

100% Online Assistance
Apply from anywhere in India — no paperwork visits.
Expert Guidance on Phone & WhatsApp
A dedicated advisor walks you through every step.
No Office Visit Required
Everything is handled telephonically at your convenience.
Secure Payments to India Post
Premiums paid directly on the official PLI/RPLI portal. We never collect payments.
Free Policy Consultation
Zero-obligation advice on the right PLI or RPLI plan for you.
Support Throughout Your Journey
Renewals, servicing, nominee updates and claims — always covered.
Latest
Bonus Rates Declared for FY 2024-25— PLI Endowment: Rs. 52/thousand SA. Whole Life: Rs. 76/thousand SA.Now Pay Premium Through India Post App— Download the India Post Payments Bank app to pay PLI/RPLI premium instantly.PLI Sum Assured Ceiling Raised to Rs. 50 Lakhs— Government of India has enhanced the maximum sum assured to Rs. 50 lakhs across all PLI schemes.Bonus Rates Declared for FY 2024-25— PLI Endowment: Rs. 52/thousand SA. Whole Life: Rs. 76/thousand SA.Now Pay Premium Through India Post App— Download the India Post Payments Bank app to pay PLI/RPLI premium instantly.PLI Sum Assured Ceiling Raised to Rs. 50 Lakhs— Government of India has enhanced the maximum sum assured to Rs. 50 lakhs across all PLI schemes.
Additional Facility

Doorstep service — available in select cities

For customers who prefer face-to-face assistance, our certified advisors can visit your home or office — subject to availability in your area.

Advisor visiting an Indian family at home
Important Notice

Due to high demand in certain cities, doorstep service requests may experience longer response times and may not be immediately available in all locations.

For faster assistance, we recommend our 100% online and telephonic support. The complete policy purchase journey — consultation, policy selection, application guidance, and ongoing support — can be completed remotely, with all premium payments made directly through the official Postal Life Insurance (PLI/RPLI) payment portal.

Get faster online assistance

Online & telephonic support is our preferred and fastest option. Doorstep visits are offered as an additional facility, subject to availability.

What our advisors can help with

End-to-end postal insurance assistance

Request a Home Visit
A certified advisor visits your home at your preferred date & time.
Policy Purchase Help
End-to-end assistance with forms, KYC and medical formalities.
Premium Payment Guidance
Online payments, receipts, and reminders — we handle it all.
Policy Servicing
Nominee updates, address changes, loans and maturity claims.
Why Postal Life Insurance

The only insurance backed by the Government of India

Government Backed

100% security. Backed by Department of Posts since 1884.

Highest Bonus

₹52–76 per ₹1000 SA — higher than private insurers.

Lowest Premium

Up to 30% cheaper premiums for the same sum assured.

Easy Loans

Loan facility after 3 years at 10% simple interest.

Our Advisor Network

A team of trusted PLI & RPLI advisors — nationwide

Postal Insurance is not one person — we are a network of certified insurance advisors serving families across India. From Kashmir to Kanyakumari, from bustling metros to remote villages, our advisors help with policy purchase, premium renewals, policy servicing, claims guidance and customer support in your local language.

700+
Cities & Towns
3.5L+
Families Served
99%
Renewal Retention
Insurance advisors serving Indian customers
Certified Network
All advisors trained by India Post
Voices From Across India

Families who've found peace of mind

"The Postal Insurance advisor visited our home, patiently explained every benefit and helped set up a Santosh policy for our daughter's education."

Anita Sharma
Teacher • Lucknow

"Their doorstep advisor collects my RPLI premium every quarter. I have never missed a payment thanks to their reminders."

Prakash Reddy
Farmer • Chikkaballapur

"The claim on my late husband's Whole Life policy was settled in just 18 days. The Postal Insurance team guided us at every step."

Meena Iyer
Central Govt Employee • Chennai

"Five policies with Postal Insurance — home visits for renewals, help with online payment, and quick service on nominee updates."

Suresh Nair
Retired Officer • Kochi

"The advisor came home in Diwali week to help me file the maturity claim. I received the amount in 12 days."

Rekha Devi
Homemaker • Patna

"Best decision was going with a network of advisors. Whenever I travel to Mumbai for work, their local team helps too."

Vikram Singh
Small Business Owner • Jaipur
Talk to a Postal Insurance advisor

Not sure which plan is right for you?

Book a free 15-minute consultation — over phone, video call or at your doorstep. No pressure, just clarity.